The Role of Blockchain Technology in Attractive Digital Banking Security with Special Reference to Coimbatore City”

DOI: https://doie.org/10.10399/APER.2025105469

Authors:

Dr. C. Gayathiri Devi, Mr Jaikarthik .S.A.

Keywords:

Blockchain; Digital banking security; Coimbatore; Consumer trust; Perceived security; Transaction transparency; Identity verification; TAM/UTAUT; Adoption intention; Loyalty; Permissioned blockchain; UPI; Aadhaar eKYC; RBI; DPDP Act.

Abstract:

This study explores the role of blockchain technology in ornamental digital banking safety with a emphasis on Coimbatore, India. Sketch from works and an experiential mixed-methods tactic, we assess how blockchain’s immutability, devolution, cryptography, and smart agreements impact apparent refuge, customer faith, acceptance purpose, and faithfulness. Quantitative analyses show that mere blockchain/crypto knowledge has low prognostic power for apparent ease of use, and no important changes appear crossways set types or user collections for safety and faithfulness actions. Bayesian correlations disclose a positive connotation between deal slide and apparent practicality, while faith in blockchain-based individuality confirmation functions comparatively self-sufficiently. The results propose that permissioned blockchain combined with UPI and Aadhaar eKYC, under RBI/DPDP supremacy, mutual with human-centered project, clear slide announcement, and workforce upskilling, can interpret technical sanctuary into user faith and maintainable acceptance in Coimbatore’s investment bionetwork.

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